Joan has been active in the real estate industry for 28 years. She has been successfully moving families since 1980. With her extensive background, Joan strives for the ability to educate her clients to the best of her knowledge. Joan specializes in residential and acreage properties within the above service areas. Joan is involved with fundraising to help women and children. Her other passions include environmental, safety for children, holistic health and positive living issues. Instant Rate Quote with Build a Mortgage. Powerful Canadian Mortgage Calculators. In many ways, this dream is more accessible today than ever before. However, one of the first realizations a prospective home buyer often comes to is that the dream home does not always seem affordable.Buying a home has changed in the New Millennium. Before, buyers usually shopped for the best house they could find, then took out a loan to pay for it. Today, prospective buyers must shop as thoroughly for the best financing as they do more... See more text